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4 minutes · no credit impact

Get Pre-Qualified

This is a soft review to find which of our 14 programs your business already clears. No hard credit pull happens unless you choose to move forward with a specific lender, and you will be told before it does.

You pay nothing

No application, packaging or processing fee — ever. We are paid by the lender when a deal funds.

No hard pull to check

Matching is a soft review. Your credit score is not affected by finding out your options.

Same-day is real

On the fast programs, from a complete file. SBA is 30–45 days and we will say so.

You see all offers

Side by side, with total dollars repaid — not just a rate.

Fastest way · about 3 minutes of texting

Don't fill out a form — just text us

Text FUNDING to (540) 556-4123 and Sadie asks you the questions one at a time, right in your messages. She builds the application for you — you never type your details into a form, and you can answer while you are on a job site.

Text FUNDING to (540) 556-4123

Standard message rates apply. Nothing is sent to any lender without your OK, there is no hard credit pull to see your options, and you are never charged a fee by us.

Prefer to type it out instead? This form does the same thing.

Start your pre-qualification

Four minutes. Soft review only — no impact to your credit.

U.S. mobile — with or without the 1, both work.

By submitting this form you agree to our Terms and Privacy Policy, and you consent to be contacted by Goldspur Capital and its funding partners about your inquiry by phone, email or text — including autodialed or prerecorded calls and texts. Consent is not a condition of obtaining financing. Message and data rates may apply; reply STOP to opt out, HELP for help.

What happens after you submit

  1. If you texted us: Sadie asks you the questions one at a time and builds the application for you — you never re-type anything, and she tells you exactly what happens next.
  2. We build the application for you. You do not get handed off to another form — we package your file from what you already told us.
  3. Sadie texts you for the last couple of details and your OK on the lender's terms line. Four to six months of business bank statements finishes most files at or under $250,000; you can send them by text or connect your bank read-only.
  4. Your file goes to the network and a finance manager comes back with the programs you clear — with the total cost in dollars beside every rate.
  5. You choose. Nothing is submitted to any lender without your say-so, nobody runs a hard credit pull to show you options, and you are never charged a fee by us.

One tip that is worth real money: if the last three months were a seasonal trough, send twelve months of statements instead of three. Underwriting prices what it sees, and three bad months make a good business look weak. Our documents checklist covers the rest.

Prefer to do it by text than by form? text FUNDING to (540) 556-4123 and Sadie asks you the questions one at a time · En español

Goldspur Capital is not a bank or a direct lender. We are an independent funding marketplace and referral partner; applications are placed with ROK Financial and its network of lending partners. All amounts, rates and terms shown are illustrative ranges from lender program guidelines — your offer depends on underwriting and is not a commitment to lend.