Funding Built Around Your Cash-Flow Cycle
A freight company's problem is a 60-day wait. A restaurant's problem is six weeks a year. A staffing agency's problem is that growth makes the gap worse. The right product depends entirely on which one you are.
Restaurants & Food Service
A restaurant's problem is almost never the year — it is the six weeks. Payroll lands weekly, produce lands daily, and the hood system f…
Trucking & Transportation
You deliver the load in two days and get paid in sixty. Fuel, drivers and repairs do not wait sixty days.…
Construction & Contracting
Retainage, progress draws and a general contractor who pays when he feels like it. You are profitable on the job and empty in the accou…
Medical, Dental & Aesthetics
A single laser or CBCT unit is a six-figure decision, and insurance reimbursement arrives months after you have paid for the chair.…
Retail & E-Commerce
Every dollar of growth is a dollar of inventory bought months before a customer pays you for it, and Q4 does not care about your cash c…
Salons, Spas & Fitness
High fixed rent, seasonal memberships, and equipment that must look new to justify the price you charge.…
Auto Repair & Services
Diagnostic tooling gets obsolete on a manufacturer's schedule, not yours, and parts have to be bought before the customer picks up the …
Staffing & Professional Services
You run payroll every Friday and your client pays net 45. Growth literally makes the cash gap worse.…
Manufacturing & Wholesale
Capital is tied up in raw materials, work in process and finished goods at the same time, and one large order can break your cash flow …
Landscaping & Home Services
Six good months pay for twelve months of trucks, insurance and crew, and the equipment breaks in the busy season.…
Real Estate Investors
The deal is only a deal if you can close on it fast, and conventional lenders move on a 45-day clock that loses you the property.…
Franchise Owners
Your franchisor's remodel program, equipment package and opening timeline are not negotiable, and their approved lender list is not alw…