Home / Referral partners
Partner program · no cost to join

Get Paid for the Funding Conversation You Are Already Having

Your clients tell you when money is tight and when they are about to grow. If you cannot fund it yourself, that conversation currently pays you nothing. Refer it to us and it pays you on every deal that funds — while your client keeps dealing with someone who treats them properly.

No cost, no volume minimum, no exclusivity. Your client is never charged a fee to apply.

What you are plugging into

  • 75+ commercial lenders in one submission, from $10,000 to $5 million.
  • 14 products — term loans, lines of credit, SBA, equipment, invoice factoring, A/R, commercial real estate.
  • Status on every deal you refer — we set your partner portal up for you once you are enrolled, and you get told either way.
  • Same-day funding on the fast programs from a complete file; SBA is 30–45 days and we say so up front.
  • A packaging team that does the paperwork — you make an introduction, not a submission.
Who this works for

If Your Clients Are Businesses, This Is Already Your Conversation

CPAs & bookkeepers

You already know which clients are cash-tight before they do — you are looking at the statements.

Commercial realtors & brokers

A deal dies for financing, not for price. Keep the transaction alive instead of losing the commission.

Equipment & vehicle dealers

The quote is approved in the customer's head and stalls at the invoice. Financing closes the order.

Insurance & benefits agents

You are already the trusted call when something goes wrong. Capital is the same conversation.

Business brokers & M&A advisors

Acquisition and partner-buyout financing, plus working capital for the buyer's first quarter.

Bankers who have to say no

The file that failed your credit box is fundable somewhere else. Refer it out instead of losing the relationship.

How it works

  1. Sign up once. One short form, and you get your own partner link and portal login.
  2. Introduce the client. Name, mobile, email — or send them your link. Thirty seconds of your day.
  3. We do the work. A finance manager owns the file: soft review, statements or a read-only bank connection, offers with the total dollar cost stated beside the rate.
  4. You get paid when it funds, at the rate in your agreement, and you can watch the status the whole way in the portal.

What we will not do to your client

Your name is on the introduction, so this matters more than the commission. We do not charge business owners an upfront fee, we do not stack a second advance on top of an existing one to manufacture a payday, and we do not quote a rate without the total repayment in dollars next to it. If the cheaper product earns us less, your client still hears about the cheaper product — that rule is published on our about page and in our disclosures.

Refer the ones the bank turned down

The most valuable file you have is the one that just failed a bank credit box. On the non-bank programs, approval is driven by whether the cash flow can carry the payment, not by a credit-score cutoff — so a business with a 580 score and steady deposits is often fundable when a 720 with erratic deposits is not. Our declined-here-is-why pages explain the whole map, and our approval guide shows what underwriting actually reads.

Become a referral partner

Five details. No cost to join, no volume minimum, no exclusivity.

U.S. mobile — with or without the 1, both work.
What happens next

A person sets you up, not a signup page

Send your details and Andrew comes back to you himself with the partner agreement and the commission schedule in writing. You are enrolled under Goldspur — not dropped into a lender's general partner pool — which is why we can actually chase your deals for you.

  1. You send five details (or text them to us).
  2. Andrew sends your agreement and schedule to read before you refer anyone.
  3. You send a name and a mobile number. We package, submit and chase the file.
  4. You get paid on what funds, and we tell you either way.
Fastest way · five questions

Text us and you are in

Text PARTNER to (540) 556-4123. Sadie takes your details right in your messages and Andrew sets your partner account up himself — no form, no portal login to create.

Text PARTNER to (540) 556-4123

Standard message rates apply. No cost to join, no volume minimum, and your clients are never charged a fee to apply.

Straight answers

Partner questions, answered straight

What exactly do I have to do?
Send three things — your client's name, mobile number and email — or hand them the application link. From there our team packages the file, talks to the lenders and closes it. You are not expected to underwrite anything, quote anything or chase documents.
How am I paid?
Commission on transactions that actually fund. Your rate and payment timing are stated in the partner agreement you sign before you refer anyone, so nothing about your pay is a surprise. There is no cost to join and no volume minimum to stay in.
Do I need a licence to refer commercial financing?
Commercial finance is regulated very differently from consumer lending, and a handful of states do license commercial brokering. We do not give legal advice: check your own state's rules and your firm's internal policy before you refer, especially if you are a CPA, attorney, banker or licensed agent with a conflicts policy.
Will this hurt my client's credit?
Seeing options is a soft review. A hard pull only happens if your client chooses to move forward with a specific lender, and they are told before it happens.
What if my client is a bad fit or gets declined?
They still get an honest answer and a path back — the reason, what to fix, and roughly how long it takes. A decline handled well is why the referral comes back to you next year instead of going to a stranger.
Can I see what is happening with my referrals?
Yes. Once you are enrolled we set up your partner portal so you can see the status of every deal you send, and you can always just text us and ask a human.
No cost · no minimums

Start Sending Deals

Five details is the whole signup. Andrew sets your partner account up himself and sends your agreement in writing before you refer anybody.

You deal with us, not a call centre. Files are placed with ROK Financial and its lending network, and your commission terms are stated in the agreement you sign before you refer anyone.